Personal Lending

Whether you need money for a long-awaited dream or an unexpected expense, VantageSouth can provide the financing with terms and at rates that work for you. Our Personal Lending programs are designed with simplicity and flexibility in mind, and our experienced bankers will work with you to create smart credit solutions. And you can rely on a straightforward application process and fast decisions to help you secure the funds you need quickly. All loans and lines of credit subject to credit approval.


Home Equity Lines of Credit

A VantageSouth Bank Home Equity Line may be the right solution for purchasing home furnishings, new automobiles or paying for that new addition or remodeling project you've been putting off. This revolving, open-ended line of credit is secured by the equity in your home. The line has a 15-year term and can be either interest only or have standard repayment terms. Your home equity line can also be used for overdraft protection on your checking account. Plus, the interest expense may be tax deductible. As always, consult your tax advisor for confirmation of the interest deductibility.

Apply for a Home Equity Line today! Call or stop by your neighborhood location.


Home Equity Loans

Like our Home Equity Line, a Home Equity Loan is secured by the equity in your home. This is a fixed-rate, non-revolving loan with flexible terms to fit your budget. The interest expense on a Home Equity Loan may be tax deductible. As always, consult your tax advisor for confirmation of the interest deductibility.

 

Apply for a Home Equity Loan today! Call or stop by your neighborhood location.


Other Personal Loans

We can help you get the money you want for whatever you need, and we'll do it fast. Ask us about refinancing similar loans from other institutions. Borrow money at a fixed rate for whatever purpose you need including:

  • Paying off your high-rate balances
  • Home improvements
  • Vacation
  • Tuition - and more!

Apply for a Personal Loan today! Call or stop by your neighborhood location.


Overdraft Protection

Take advantage of a personal line of credit attached to your checking account, subject to approval, that will protect you against accidental overdrafts or provides an instant loan when you need cash. It’s there when you need it, but you only pay for it when you use it.

 

Apply for Overdraft Protection today! Call or stop by your neighborhood location.


Auto, Boat and RV Loans

See us for a fixed-rate loan for that new or used car, boat or RV you have your eye on. We have great rates and flexible terms.

 

Apply for a loan today! Call or stop by your neighborhood location.


Credit Cards

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and rewards programs. To find out more about how a Credit Card can benefit you, call or stop by your neighborhood location.

 

Online account access provides the quickest and easiest way to activate your credit card; make payments; transfer balances; view statements; and much more. To access your account online, click here and select the credit card type you currently carry. 

 

 

 

 
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