Privacy Policy

FACTS	WHAT DOES VANTAGESOUTH BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account transactions Account balances and transaction history Payment history and credit history When you are no longer our customer, we continue to share your information as described in this notice.

How?	All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons VantageSouth Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does VantageSouth Bank Share?

Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes –
to offer our products and services to you

Yes

For joint marketing with other financial companies

We Don't Share

For our affiliates’ everyday business purposes

Yes

For our affiliates’ everyday business purposes –
information about your creditworthiness

We Don't Share

Four our affiliates to market to you

We Don't Share

Questions?

Call 888-843-2265 or visit us at www.VantageSouth.com

Who we are
Who is providing this notice?	VantageSouth Bank
What we do
How does VantageSouth Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Confidentiality is a key part of providing quality financial services. Your trust in VantageSouth Bank is the foundation of our business.
How does VantageSouth Bank collect my personal information?	We collect your personal information, for example, when you open an account or provide account information apply for a loan or provide your mortgage information give us your employment history We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market you State laws and individual companies may give you additional limit sharing. (See below for more on your rights under state laws.)
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affilates include financial company such as title insurance agency.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. VantageSouth Bank does not share with nonaffiliates so they can market you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. VantageSouth Bank doesn't jointly market.
Other Important Information
You may have other privacy protections under some state laws.