Personal Checking Accounts

We developed our checking accounts as simple, effective banking tools. Along with their individual benefits, each account includes:

  • Unlimited check writing and electronic banking activity
  • Free Debit Card with VantagePoints - Earns 1 Rewards Point for every dollar in signature-based debit card transactions
  • Free Online Banking and Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Check Imaging on Statements
  • $3 discount on monthly maintenance fee for eStatement

Advantage Checking

This value-priced account combines smart benefits with simple checking convenience to meet your everyday banking needs.

  • Monthly maintenance fee $6 ($3 with eStatement); can be avoided with one of the following:
    • $500 average monthly balance
    • Recurring direct deposit
  • $100 minimum deposit to open
  • $3 Discount on monthly maintenance fee with eStatement

Advantage Interest Checking

Use your balances to generate interest, and earn discounts while avoiding monthly fees.

  • Monthly maintenance fee $15 ($12 with eStatement); can be avoided with one of the following:
    • $2,500 average monthly balance
    • $15,000 combined deposits and loan balance
    • Recurring Direct Deposit
  • $100 minimum deposit to open
  • $15 annual discount on Safe Deposit Box rental
  • Free first order of 150 standard (or duplicate) checks
  • $3 Discount on monthly maintenance fee with eStatement
  • Interest on collected balances

Prestige Gold Checking (55+)

This account is specifically designed for clients who are age 55 and older.

  • Monthly maintenance fee $15 ($12 with eStatement); can be avoided with one of the following:
  • $100 average monthly balance
  • Recurring direct deposit
  • $100 minimum deposit to open
  • $40 annual discount on Safe Deposit Box rental
  • Free notary services and official checks
  • Free Prestige Gold checks
  • $3 Discount on monthly maintenance fee with eStatement
  • Interest on collected balances

Complete Checking

Our premier banking package rewards your total banking relationship with up to three accounts in one, interest that increases with your balances, free checks and more.

  • Monthly maintenance fee $20 ($17 with eStatement); can be avoided with one of the following:
    • $5,000 average monthly balance
    • $25,000 combined in deposit and loan balance
  • $100 minimum deposit to open
  • Earns tiered interest on collected balances
  • $40 annual discount on Safe Deposit Box rental
  • Free 10 standard (or duplicate) check order annually
  • Monthly maintenance fee waived on 2 Advantage Checking or Advantage Savings accounts with no minimum balance requirements when qualifying balances for Complete Checking are maintained
  • 1 no-fee travel card annually

eStudent Checking

Easy and accessible account for students ages 18 to 24.

  • Monthly maintenance fee of $6; can be avoided if age 18-24
  • eStatements are required
  • $100 minimum deposit to open

 

Open a Personal Checking account today. Call or stop by your neighborhood location.

 Debit Card With VantagePoints Rewards

With your VantageSouth Visa Debit Card, you can make purchases or withdraw funds from your checking or savings account without writing a check – anywhere that Visa is accepted. And when you enroll in our VantagePoints Reward Program, using your VantageSouth Debit Card can earn you points toward valuable rewards.


Earning Rewards is easy!
For every dollar you spend on signature-based transactions using your VantageSouth Debit Card you will earn 1 point. The more points you earn, the better the reward. It’s that simple!
 

Online Check Reorder

Need to reorder checks? You can reorder your checks from Deluxe, our preferred provided, by clicking here. Ordering them online is easy, safe, and just as secure as placing your order at your local branch.
 

 
© Copyright 2014 by VantageSouth Bank