Personal Checking Accounts

We developed our checking accounts as simple, effective banking tools. Along with their individual benefits, each account includes:

• $100 minimum deposit to open
• All-day banking convenience—same-day credit for all of your transactions through closing time every business day
• Unlimited check writing and electronic banking activity
• No VantageSouth Bank charge for use of non-VantageSouth Bank ATMs
• Free Debit Card
• Free Online Banking and Bill Pay
• Earns 1 Rewards point for every dollar in signature-based debit card transactions
• $3 discount on monthly maintenance fee for eStatement

Advantage Checking

This value-priced account combines smart benefits with simple checking convenience to meet your everyday banking needs.

• Free Online Banking, Bill Pay and Debit Card
• Earns 1 Rewards point for every dollar in signature-based debit card transactions
• Unlimited check writing and electronic banking activity
• No VantageSouth Bank charge for use of non-VantageSouth Bank ATMs
• $3 discount on monthly maintenance fee for eStatement
• Monthly maintenance fee $9 ($6 with eStatement); can be avoided with one of the following:
  • $1,000 average monthly balance
  • 1 direct deposit of $25 or more per statement cycle

Interest Checking

Use your balances to generate interest, and earn discounts while avoiding monthly fees. Those 55 and over pay no maintenance fees.

• Earns interest on collected balances when average monthly balance is $2,500 or more
• Automatic reimbursement of up to 2 non-VantageSouth Bank ATM fees perstatement cycle ($10 maximum)
• Free first order of 150 standard (or duplicate) checks
• $15 annual discount on safe deposit box rental
• Free Online Banking, Bill Pay and Debit Card
• Earns 1 Rewards point for every dollar in signature-based debit card transactions
• Unlimited check writing and electronic banking activity
• No VantageSouth Bank charge for use of non-VantageSouth Bank ATMs
• $3 discount on monthly maintenance fee for eStatement
• Monthly maintenance fee $12 ($9 with eStatement); can be avoided with one of the following:
  • $2,500 average monthly balance
  • $5,000 combined personal checking, savings, money market or CD balances
  • $25,000 combined personal deposit and loan balances
  • Age 55 or older

Complete Checking

Our premier banking package rewards your total banking relationship with interest that increases with your balances, no charges for ATM usage, free checks and more.

• Tiered interest paid on collected balances as follows:
  • Less than $2,501
  • $2,501 - $10,000
  • $10,001 - $50,000
  • $50,001 - $200,000
  • $200,001 or more
• Automatic unlimited reimbursement of all non-VantageSouth Bank ATM fees
• Free 150 standard (or duplicate) checks per year
• $40 annual discount on safe deposit box rental
• 2 Advantage Checking accounts with no monthly maintenance fees when qualifying balances for Complete Checking maintained
• 1 no-fee travel card per year
• Free Online Banking, Bill Pay and Debit Card
• Earns 1 Rewards point for every dollar in signature-based debit card transactions
• Unlimited check writing and electronic banking activity
• No VantageSouth Bank charge for use of non-VantageSouth Bank ATMs
• $3 discount on monthly maintenance fee for eStatement
• No-penalty CD withdrawal for medical emergencies
• Monthly maintenance fee $15 ($12 with eStatement); can be avoided with one of the following:
  • $5,000 average monthly balance
  • $25,000 combined personal checking, savings, money market or CD balances
  • $50,000 combined personal deposit and loan balances

 Open a Personal Checking account today. Call or stop by your neighborhood location.

 Debit Card With VantagePoints Rewards

With your VantageSouth Visa Debit Card, you can make purchases or withdraw funds from your checking or savings account without writing a check – anywhere that Visa is accepted. And when you enroll in our VantagePoints Reward Program, using your VantageSouth Debit Card can earn you points toward valuable rewards.

Earning Rewards is easy! For every dollar you spend on signature-based transactions using your VantageSouth Debit Card you will earn 1 point. The more points you earn, the better the reward. It’s that simple!
 

Online Check Reorder

Ordering your checks online from Harland Clarke, our preferred provider, is as easy as ordering them in person or over the phone. The site is VeriSign secure and TruSecure certified, so your transactions and account information are safe, secure and completely confidential.