SBA Lending

We know Small Business Lending from top to bottom line.


As a small-business owner, you probably don’t think to ask for a SBA loan when you walk into the bank. At VantageSouth, we’re here to help you every step of the way – that’s our promise to you. We offer qualifying businesses a number of financing options and we make the process simple.


 Is SBA Financing the right solution for your business?


  • No equity injection required
  • Must save at least 10% on current debt service
  • Up to 25-year term

Commercial Real Estate

  • 90% financing, 25-year term
  • 51% or more owner occupied
  • SBA 7a or 504 loans
  • Can include working capital, equipment, improvements and closing costs

Professionals (Doctors, Dentists,Veterinarians)

  • Up to 100% financing for:
    • Practice start-up
    • Practice expansion
    • Practice acquisition
    • Partner buyout
  • Can include working capital
  • Up to $1.5 million loan–100% goodwill

Commercial Real Estate Expansion

  • Can include working capital, equipment and improvements
  • Must be in business at least two years
  • 90% financing, up to 25-year term

Business Acquisition

  • 80% financing (10% can be seller note on standby)
  • 100% financing on partnership buyout
  • Up to $1.5 million loan–100% goodwill
  • Buyer must have related experience
  • Equity injection can come from HELOC
  • Positive trends, no significant concentrations
  • Can include working capital


Click Here to Apply

*VantageSouth Bank is a proud supporter of the men and women who have served our country. In an effort to voice our appreciation, there is no application fee for veterans of all branches of the U.S. Military.


For more information or to discuss a specific opportunity, contact:

David Beck
High Point, NC
Phone: 704.718.3330
Fax: 336.899.8439


Scott Birkner
Charlotte, NC
Phone: 704.564.5940
Fax: 704.973.9132


David Brindley
Atlanta, GA
Phone: 336.403.6903
Fax: 919.882.8043


Charles Evans
Outer Banks, NC
Phone: 252.207.5087
Fax: 252.261.1914


Rebecca Fatica
Pittsburgh, PA
Phone: 412.266.8317
Fax: 412.774.2384


Paul Finnican
Charlotte, NC
Phone: 704.534.1122
Fax: 980.225.0578


John Konevich
Andover, MA
Phone: 978.989.2409
Fax: 978.418.0476


Grady Matthews
Raleigh, NC
Phone: 919.417.1515
Fax: 919.882.1775

James Munsey
Richmond, VA
Phone: 804.277.4343
Fax: 804.980.7799


David Phillips
Midlothian, VA
Phone: 804.378.7501
Fax: 804.378.7505


Matthew Putnam
Oak Ridge, NJ
Phone: 973.570.6923
Fax: 973.900.8929
Heidi Whitesell
Raleigh, NC
Phone: 704.798.4924
Fax: 704.919.5978


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