SBA Lending
We know Small Business Lending from top to bottom line.
As a small-business owner, you probably don't think to ask for a SBA loan when you walk into the bank. At VantageSouth, we're here to help you every step of the way.
We offer qualifying businesses the following financing options:
Refinances
- No equity injection required
- Must save at least 10% on current debt service
- Up to 25-year term
Commercial Real Estate
- 90% financing, 25-year term
- 51% or more owner occupied
- SBA 7a or 504 loans
- Can include working capital, equipment, improvements and closing costs
Professionals (Doctors, Dentists,Veterinarians)
- Up to 100% financing for:
- Practice start-up
- Practice expansion
- Practice acquisition
- Partner buyout
- Can include working capital
- Up to $1 million loan–100% goodwill
|
Commercial Real Estate Expansion
- Can include working capital, equipment and improvements
- Must be in business at least two years
- 90% financing, up to 25-year term
Business Acquisition
- 80% financing (10% can be seller note on standby)
- 100% financing on partnership buyout
- Up to $1 million loan–100% goodwill
- Buyer must have related experience
- Equity injection can come from HELOC
- Positive trends, no significant concentrations
- Can include working capital
|
For more information or to discuss a specific opportunity, contact: