Commercial Schedule of Fees

Effective 04.14.14

Revised 3/2014
 
BUSINESS ONLINE BANKING SERVICES
Business Online Banking with Bill Pay & Quickbooks Download  Free
DEPOSIT TRANSACTION SERVICES
Account Closure < 90 days of open $25.00
Foreign Item Collection Items < $200  $5.00 + expenses
Collection Items > $200  $50.00 + expenses
Deposit Corrections/item  $5.00
Dormant Account/month (Checking = 1 year/Savings = 2 years)  $5.00
 NSF Paid Check/item  $36.00
OVERDRAFT/INSUFFICIENT FUNDS (NSF) FEES  
Overdraft Item Fee (each item) $36.00 
NSF: Returned Item Fee (each item) $36.00 
  • When we determine that you do not have enough available funds in your account to cover an item, then we either authorize and pay the item and overdraw your account (an overdraft item), or we decline or return the item unpaid (an NSF: returned item).  Some common examples of items are a check, in-person withdrawal, ATM withdrawal, or other electronic means.
  • We do charge you an Overdraft Item fee on an ATM transaction or an everyday non-recurring debit card transaction.  We do charge you an Overdraft Item fee each time we authorize and pay any other type of overdraft transaction.
  • We do not charge you an NSF: Returned Item fee when we decline an ATM transaction or debit card transaction.  We do charge you an NSF: Returned Item fee each time we decline or return any other type of transaction unpaid.
  • We will charge no more than five (5) overdrafts fees per day, for a maximum total of $180.00.
  • For more information about our Overdraft Protection plans and overdraft practices, please refer to our "What You Need to Know About Overdrafts and Overdraft Fees" notice and "Discretionary Overdraft Privilege Disclosure."
 
 Overdrawn Account Accrual Charge/day* $5.00 
  • The Overdrawn Account Accrual Fee applies when we determine that your account has been overdrawn for 1 consecutive business day.  You can avoid this fee by depositing enough available funds in your account to cover your overdraft plus any fees that we have assessed.
  • For each time that your account is overdrawn 1 consecutive business day, we charge one Overdrawn Account Accrual Fee.  The Overdrawn Account Accrual Fee is in addition to applicable Overdraft Item Fees and NSF: Returned Item Fees.
 
 CUSTOMER SERVICES  
ACH & Wire Secure Token Replacement $75.00 
ATM / Debit Card Replacement $5.00
ATM / Debit Card Replacement Expedited Service $75.00
Cashier’s Checks: Customer  $5.00
Counter Check  Free
Check Copy < 1 year old/item  $2.00
Check Copy > 1 year old/item  $12.00
Non-customer check cashing fee  $5.00
Coin Supplied/roll $0.10
Coin Supplied / Fed-Ready Bag  $7.00
Currency Supplied / strap of 1,000  $0.75
Courier Bags / 100 $50.00 
Deposit, Loan or Mortgage Verification / each  $10.00
Fax Service (Send or Receive ) - 1st page  $2.00
Fax Service ( Send or Rreceive ) - each additional page  $1.00
Legal Processing (garnishments, tax levies, etc.) / per occurrence $75.00
Night Drop Depository / disposable bag $1.00
Night Drop Depository / dropped deposit $1.00
Research and Statement Balancing / hour $20.00 ( min. $10.00 )
Safe Deposit Box – box size/price (per year)  
    2 x 5 $35.00
    3 x 5 $40.00
    4 x 5 $45.00 
    5 x 5 $50.00
    3 x 10 $50.00
    4 x 10 $65.00
    5 x 10 $75.00
   10 x 10 $100.00
   Key Replacement  Cost
   Drilling & Replacement Lockbox  Cost
   Billed Fee (if not on auto draft) $10.00
   Late Payment Fee  $10.00 
 Statement Print-out in Branch (since previous statement) $2.00 
Statement Copy < 1 year old/item $5.00
Statement Copy > 1 year old $12.00
Statement HOLD / request $10.00
Statement Request (special cut-off date, mailing) / month $25.00
Statement via CD ROM / month $25.00
Stop Payment Request / branch call $29.00
Stop Payment Request / Online Banking $20.00
Telephone Transfers / branch call $2.00
Wire Transfer - Domestic Incoming $15.00
Wire Transfer - Domestic Outgoing $25.00
Wire Transfer - International Incoming $15.00
Wire Transfer - International Outgoing $50.00


 

 
© Copyright 2014 by VantageSouth Bank