Business Checking Accounts
Our checking accounts provide simple and effective banking solutions. Along with their individual benefits, each account includes:
- $100 minimum deposit to open
- All-day banking convenience--same-day credit for all of your transactions through closing time every business day
- Free Online Banking and Bill Pay
- $3 discount on monthly maintenance fee for eStatement
Business Checking
Ideal for small businesses with limited transactions and lower balances, this account easily meets everyday checking needs.
- Earns interest on collected balances when balance requirements are met
- Free Debit Card
- Monthly maintenance fee $15 ($12 with eStatement); can be avoided with one of the following:
- $2,000 minimum daily balance
- $3,000 average monthly balance
- $10,000 combined checking, money market and savings balances
- Up to 200 debits, credits and/or deposited items each statement cycle at no charge; $0.35 each thereafter
- Up to $5,000 cash deposited each statement cycle at no charge; $0.14 per $100 or any portion of thereafter
Business Community Checking
To lend a hand to those non-profit organizations that make our community a better place to live and work, we offer checking without monthly fees or balance requirements.
- No monthly maintenance fee or minimum balance requirements
- Free Debit Card
- Up to 500 debits, credits and/or deposited items each month at no charge; $0.25 each thereafter
- Up to $5,000 cash deposited each month at no charge; $0.14 per $100 or any portion of thereafter
Advantage Business Checking
Perfect for the business with midlevel monthly transaction volumes that seek the benefits of a robust checking account to help manage their finances.
- Monthly maintenance fee $25 ($22 with eStatement); can be avoided with one of the following:
- $3,500 minimum daily balance
- $25,000 average daily balance in combined Checking, Savings, Money Market, CDs, or outstanding Loan balances
- Up to 600 debits, credits and/or deposited items per statement cycle at no charge; $0.35 each thereafter
- Up to $5,000 cash deposited per statement cycle at no charge; $0.14 per $100 or any portion of thereafter
- 50% discount on first order of basic checks
- Free Debit Card
- $40 annual discount on safe deposit box rental
Business Analysis Checking
Companies with higher activity and deposit levels can use earnings credit from their balances to offset monthly maintenance and activity fees.
- Free Debit Card
- Monthly maintenance fee $20 ($17 with eStatement)
- Activity fees:
- $0.20 per paper debit; $0.10 electronic
- $0.11 per item deposited
- $0.45 per paper credit; $0.20 electronic
- Up to $5,000 cash deposited each month at no charge; $0.14 per $100 or any portion of thereafter
IOLTA
This interest-bearing account is exclusively for attorneys who handle trust funds.
- Interest earned on attorneys' trust funds paid to NC Bar
- No monthly maintenance fee, minimum balance requirements or activity fees
Commercial Sweep Account
Put your hard-earned money to work for you. With VantageSouth Bank's Commercial Sweep account, excess funds in your commercial checking account are automatically swept into an interest-bearing account or line of credit. A target balance is established (the minimum threshold or the amount necessary to offset maintenance and activity charges) and funds are swept into and out of the host account as needed.
Open a Business Checking account today. Call or stop by your neighborhood location.