Savings and Investments

Personal Savings

A safe, convenient place to earn interest on your funds while maintaining liquidity

  • $100 minimum to open
  • $5 monthly maintenance fee; no maintenance fee with $250 minimum or $500 average balance
  • Up to 3 withdrawals per month at no charge; $5 each thereafter
  • Interest paid on collected balances

Junior Savings

Created for minors age 16 and under to learn the value of good saving habits while earning interest on their money

  • $25 minimum to open
  • No monthly maintenance fee
  • Up to 3 withdrawals per month at no charge; $5 each thereafter
  • Interest paid on collected balances

Personal Money Market

Offers the higher interest of money market rates that increase with your balance plus the convenience and flexibility of a checking account

  • $1,000 minimum to open
  • $15 monthly maintenance fee; no maintenance fee with $1,000 minimum or
  • $2,500 average balance
  • Tiered interest paid on collected balances as follows:
    - Up to $10,000
    - $10,001 to $50,000
    - $50,001 and up
  • Up to 6 withdrawals, transfers or other debits per month at no charge; $10 each thereafter
     

IRAs

A choice of plans that allows you to save for retirement while reducing your taxes

  • $500 minimum to open
  • Traditional, ROTH, SEP and other plans available

Certificates of Deposit

Offering competitive rates and flexible terms in a secure account

  • $500 minimum
  • Terms from 7 days to 5 years
  • A choice of interest payment options:
    - Compounded to the account
    - Transferred to another VantageSouth account
    - Paid by check

Investment Services

Whether your financial strategy is simple or complex, VantageSouth Investment Services, a division of VantageSouth Bank, can assist you in planning for your retirement, funding college educations, developing a realistic investment plan, taking steps to protect your current and future assets and more.* Call us to set up an appointment.

*PLEASE NOTE: SSecurities and insurance products offered through VantageSouth Investment Services are NOT insured by the FDIC or by any government agency. Investments are not deposits and are not guaranteed by the bank. Investments may lose value.