Checking Accounts

We developed our checking accounts as simple, effective banking tools. Besides their individual benefits, each account includes:

All-day banking convenience –same-day credit for all of your transactions through closing time every business day

• Unlimited usage of any ATM anywhere at no charge
• Free debit card
• Free Online Banking and Bill Pay
• Free eStatements
• Check images available online

eChecking

A low-cost checking option to meet your basic banking needs

• $100 minimum to open
• $5 monthly maintenance fee; no maintenance fee with $500 minimum or $1,000 average balance
• Up to 10 paper checks per month at no charge; $1 each thereafter

Interest Checking

Enables you to earn interest with minimal requirements

• $100 minimum to open
• $10 monthly maintenance fee; no maintenance fee with $1,000 minimum or $2,500 average balance
• Interest paid on collected balances

Complete Checking

Our premier banking package, featuring tieredinterest checking and additional benefits – all with no monthly fee with qualifying balances

• $100 minimum to open
• $15 monthly maintenance fee; no maintenance fee with:
  - $2,500 minimum or $5,000 average balance
  - $10,000 in combined checking, savings and money market balances
  - $10,000 in combined personal loan and credit line balances
• Tiered interest paid on collected balances as follows:
  - Up to $2,500 - $10,001 to $25,000
  - $2,501 to $10,000 - $25,001 and up
• Free wallet-style checks or credit toward other styles
• Free small safe deposit box or $15 credit towardlarger size (subject to availability)
• Periodic bonus CD rates
• No-penalty CD withdrawal for medical emergencies