Checking Accounts
We developed our checking accounts as simple, effective banking tools. Besides their individual benefits, each account includes:
- All-day banking convenience –same-daycredit for all of your transactions through closing time every business day
- Unlimited usage of any ATM anywhere at no charge
- Free debit card
- Free Online Banking and Bill Pay
- Free eStatements
- Check images available online
Business Checking
Created to meet the basic banking needs of small businesses with limited transactions and lower balances
- $100 minimum to open
- $10 monthly maintenance fee; no maintenance fee with $2,000 minimum or $5,000 average balance
- Up to 200 debits, credits and/or deposited items each month at no charge; $0.35 each thereafter
- Up to $5,000 cash deposited each monthat no charge; $0.14 per $100 thereafter
Business Interest Checking
Offers businesses with limited activity the ability to earn interest on their balances
- $100 minimum to open
- $15 monthly maintenance fee; no maintenance fee with $5,000 minimum or $8,000 average balance
- Up to 200 debits, credits and/or deposited items each month at no charge; $0.35 each thereafter
- Up to $5,000 cash deposited each month at no charge; $0.14 per $100 thereafter
- Interest paid on collected balances
Business Analyzed Checking
Enables businesses with higher activity and deposit levels to use earnings credit from their balances to offset monthly maintenance and activity fees
- $100 minimum to open
- $16 monthly maintenance fee
- Activity fees
- $0.20 per paper debit; $0.10 electronic
- $0.10 per item deposited
- $0.45 per paper credit; $0.20 electronic
- Up to $5,000 cash deposited each month at
- no charge; $0.14 per $100 thereafter
- Prime plus 3% uncollected funds fee
IOLTA
An interest-bearing account exclusively for attorneys who handle trust funds
- $100 minimum to open
- No monthly maintenance or activity fees